French mortgages for International buyers
Athena Mortgages is the leading multilingual French mortgage broker for international buyers seeking French property finance and loans. Focusing exclusively on mortgages in France, we can provide expert knowledge of the current French mortgage best buys for second homes, investment property finance, remortgage and equity release loans.
French Mortgage Best Buys
Best second home mortgages
| Rate | Max Term | LTV | Notes | |
|---|---|---|---|---|
| 3.8 % | 25 years | 100% | The rate is capped +1/-1 | |
| 2.6 % | 30 years | 85% | Variable rate. Fixed 3 months then Euribor+ 1.95% | |
| 2.20 % | 30 years | 80% | Fixed one year then Euribor1.35%, capped at 4.75% | |
| 4.36 % | 25 years | 90% | Fixed for the whole term | |
Best buy to let mortgages
| Rate | Max Term | LTV | Notes | |
|---|---|---|---|---|
| 3.8 % | 25 years | 100% | The rate is capped +1/-1 | |
| 2.6 % | 30 years | 85% | Variable rate. Fixed 3 months then Euribor+ 1.95% | |
| 2.20 % | 30 years | 80% | Fixed one year then Euribor1.35%, capped at 4.75% | |
| 4.36 % | 25 years | 90% | Fixed for the whole term | |
Best leaseback mortgages
| Rate | Max Term | LTV | Notes | |
|---|---|---|---|---|
| 3.8% | 25 years | 100% | The rate is capped +1/-1 | |
| 2.6 % | 30 years | 85% | Variable rate. Fixed 3 months then Euribor+ 1.95% | |
| 2.20 % | 30 years | 80% | Fixed one year then Euribor1.35%, capped at 4.75% | |
| 4.75% | 30 years | 85% | Fixed 10 years then Euribor+ 1.60% | |
Best equity release and refinancing mortgages
| Rate | Max Term | LTV | Notes | |
|---|---|---|---|---|
| 3.65 % | 30 years | 70% | 5 year fixed rate 3 month Euribor +1.65 | |
| 3.25 % | 30 years | 70% | Fixed 3 months then Euribor+ 2.5% | |
| 3.35% | 20 years | 85% | Fixed 3 months then Euribor+ 2.6% | |
| 4.8% | 30 years | 80% | Fixed for the whole term | |
French Mortgage Calculator
Our blog
The French Mortgage Blog
Here you’ll find news, comment and analysis on the French property market. You can also hear what we’ve been up to at Athena, and links to other sites we find interesting.
Read more...

