French mortgages from over 50 banks in France
Find the best mortgages in France using our French mortgage best buy tables or call one of our experts for a bespoke quote with free decision in principle.
Simplify your search for finance in France by letting the experts work and negotiates for you.
YOUR TIME IS PRECIOUS:
- Call for a decision in principle in minutes
- Receive bespoke quotations by return from a panel of local branches, international platforms and private banks
- Reduce the paperwork and language burden.
- Enjoy peace of mind from a clear and transparent process.
FRENCH MORTGAGE BEST BUY TABLES:
Handy at-a-glance tables for repayment, interest only and hybrid mortgage options
| Rate | Term | LTV | Notes |
| 2.80% | 20yrs | 80% | Tracker mortgage +2% |
| 3.00% | 25yrs | 80% | Rate capped+2.20% |
| 3.45% | 30yrs | 85% | Rate capped+1.25%max 5.0% |
| 3.80% | 20yrs | 80% | Rate capped+1.5 for 10years |
| 4.25% | 20yrs | 80% | Rate fixed for the term |
| 4.50% | 30yrs | 80% | Rate fixed for the term |
| More French mortgage best buys... | |||
| Rate | Term | LTV | Notes |
| 3.55% | 15yrs | 70% | Tracker +2% |
| 3.55% | 10yrs | 70% | 2 yr tracker capped at 5.25% |
| 3.75% | 10yrs | >75% | Tracker +2.95% |
| 5.10% | 10yrs | >70% | Fixed Rated |
| More French mortgage best buys... | |||
Enjoy the low rates, Standard and Poor’s expect mortgage rates to rise
Good news for many borrowers this month as many French banks have cut their margins and passed on the rate reductions in the face of increased competition for good profiles and the traditional slowdown in activity pre-election. However, many experts are predicting a reduction this year in French mortgage lending of 20%-30% as banks continue to apply their strict criteria.
